The online application for Pradhan Mantri Fasal Bima Yojana (PMFBY) for Kharif 2025 is currently open, and farmers are urged to enroll by the deadline of July 31, 2025.
Here’s a breakdown of how to apply and important details:
Eligibility:
- All farmers growing notified crops in notified areas are eligible.
- Farmers must have an insurable interest in such crops.
- Both loanee farmers (who have taken seasonal crop loans) and non-loanee farmers can apply. Loanee farmers are often automatically enrolled unless they opt out.
- Tenant farmers and sharecroppers can also apply with a valid land tenure agreement.
- Farmers who have received compensation for the same crop under any other scheme are not eligible for that specific loss.
Required Documents:
- Aadhaar Card
- Bank Passbook (with clear farmer’s name, account number, and IFSC code)
- Land Ownership Records (e.g., Khatauni, 7/12) or valid land tenure agreement for tenant farmers/sharecroppers.
- Sowing Declaration (details of crop and area)
- Passport-sized photograph (if required)
- Mobile number (preferably Aadhaar-linked for OTP/notifications)
How to Apply Online:
- Visit the official PMFBY website: https://pmfby.gov.in
- Click on “Farmer Corner” and select “Apply for Crop Insurance Yourself” or “Register New User” if you are a new applicant.
- Fill in the necessary details, including your Aadhaar and mobile number, to register.
- Complete the application form with your crop details, land information, and bank details.
- Upload the required documents.
- Pay the nominal premium. For Kharif crops, the premium is 2% of the sum insured.
- Submit the form and get your application/policy ID for tracking.
You can also apply through:
- Official Crop Insurance Mobile App (available on Google Play Store).
- WhatsApp Chatbot (send a message to 7065514447).
- Common Service Centres (CSCs).
- Designated bank branches.
- Agriculture Department offices.
Important Dates and Information:
- Last date for registration for Kharif 2025: July 31, 2025.
- In case of crop damage, it must be reported within 72 hours of occurrence to ensure timely processing of claims.
- Compensation is calculated based on threshold yield, actual yield, and sum insured.
- The compensation amount is directly transferred to the farmer’s bank account.