PMFBY – KHARIF 2025 Apply Online

The online application for Pradhan Mantri Fasal Bima Yojana (PMFBY) for Kharif 2025 is currently open, and farmers are urged to enroll by the deadline of July 31, 2025.

Here’s a breakdown of how to apply and important details:

Eligibility:

  • All farmers growing notified crops in notified areas are eligible.
  • Farmers must have an insurable interest in such crops.
  • Both loanee farmers (who have taken seasonal crop loans) and non-loanee farmers can apply. Loanee farmers are often automatically enrolled unless they opt out.
  • Tenant farmers and sharecroppers can also apply with a valid land tenure agreement.
  • Farmers who have received compensation for the same crop under any other scheme are not eligible for that specific loss.

Required Documents:

  • Aadhaar Card
  • Bank Passbook (with clear farmer’s name, account number, and IFSC code)
  • Land Ownership Records (e.g., Khatauni, 7/12) or valid land tenure agreement for tenant farmers/sharecroppers.
  • Sowing Declaration (details of crop and area)
  • Passport-sized photograph (if required)
  • Mobile number (preferably Aadhaar-linked for OTP/notifications)

How to Apply Online:

  1. Visit the official PMFBY website: https://pmfby.gov.in
  2. Click on “Farmer Corner” and select “Apply for Crop Insurance Yourself” or “Register New User” if you are a new applicant.
  3. Fill in the necessary details, including your Aadhaar and mobile number, to register.
  4. Complete the application form with your crop details, land information, and bank details.
  5. Upload the required documents.
  6. Pay the nominal premium. For Kharif crops, the premium is 2% of the sum insured.
  7. Submit the form and get your application/policy ID for tracking.

You can also apply through:

  • Official Crop Insurance Mobile App (available on Google Play Store).
  • WhatsApp Chatbot (send a message to 7065514447).
  • Common Service Centres (CSCs).
  • Designated bank branches.
  • Agriculture Department offices.

Important Dates and Information:

  • Last date for registration for Kharif 2025: July 31, 2025.
  • In case of crop damage, it must be reported within 72 hours of occurrence to ensure timely processing of claims.
  • Compensation is calculated based on threshold yield, actual yield, and sum insured.
  • The compensation amount is directly transferred to the farmer’s bank account.

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